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Free Policy Review & Forensic Analysis

Life Insurance
Summary Sheet

Life Insurance
Underwriting Form

Life Insurance Underwriting Process

Variable Rescue

Corporate Issues

FAS 150

Profit Sharing Plans

Pensions and 412(i)'s

LIFE INSURANCE HOMEPAGE

 


UNDERWRITING FORM

Applicant’s Full Name:

Residence Address:

Date of Birth _______________ Age___________
Place of Birth ___________________________

Name and Address of Employer _______________________________________________________
_______________________________________________________
_______________________________________________________

Amount to be Insured? _____________________

Applicant’s Weigh & Height ______ ft. ________ in. ________lbs.

Name & Address Date Illness Duration

What physician did you last consult?

What physician have you consulted during the past 5 years?

In what clinics, hospitals or sanitariums have you ever been treated?

Who is your personal physician?
When did you last consult him/her?

Tobacco Use: Yes _____; No _____; Never _____;

* If Yes, what type of tobacco product do you use?

* If No, did you ever use tobacco products and when did you quit?

Driving Record

(Driver’s license # and copy of license)

* Have you ever been arrested for a DWI or DUI? If so, when?

* Have you had any moving violations in the last 3 to 5 years?

Family History

* Have either of your parents or any of your siblings have a history of or death related to coronary artery or cardiovascular disease before the age of 60?

Cholesterol

* What is your total cholesterol reading? (If known)

* What is your HDL (good) and your LDL (bad) cholesterol reading? (If known)

* What is your HDL/Total Cholesterol reading? (If known)

* Are you taking any Cholesterol reduction medication? If so, what and in what dosage?

Blood Pressure

* What is your most recent blood pressure reading? (If known)

* Are you taking any blood pressure medication? If so, what and in what dosage?

Cancer

* Have you ever had cancer? If so, when and what type?

* What was the treatment and outcome?

Arrest Record

* Have you ever been convicted of a felony or crime other than a motor vehicle
violation?

* If so, when, what was the charge and what was the outcome?

Avocations

* Do you have any hazardous hobbies such as flying your own airplane, scuba diving,
parachuting, race car driving, bungee jumping, etc. If so, what? (See sample
questionnaire)

Medications

* Are you taking any other medications for any conditions not addressed above? Is so,
what and in what dosage?

Other Medical Conditions

* Are you being treated for any heart related conditions, lung disorders, blood disorders,
diabetes, gastrointestinal disorders, liver disorders, circulatory disorders, neurological
disorders, kidney disorders, or anything else that may affect your insurability? Please
be specific.

Has applicant ever been declined or postponed for insurance or offered a policy a policy different from that applied for? If so, give Company, date and rating.

AUTHORIZATION: I hereby authorize any licensed physician, medical practitioner, hospital, clinic or other medically related facility, insurance company, the Medical Information Bureau or other organization, institution or person, that has any records ot knowledge of me or my health, to give to American Business & Professional Program, Inc., its insurers or reinsurers any such information. A photographic copy of this authorization shall be valid as the original.

Dated at ___________________ this ______ day of ___________, 2002

 

____________________________ _____________________________
Full Signature of Proposed Insured Witness – Licensed Agent
(if Adult) or Applicant

 

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