Should I Encourage My Kids To Do “23 and Me”?

This whole area of data protection and privacy is of great concern to us and our clients.  Do I participate and encourage family members to participate in genetic testing?
If I/they chose to, what privacy protection is built into these systems?

When answering questions on an insurance application or exam, will that question of “have you ever had a genetic test” open up a set of unintended consequences?  Could an incorrect answer be viewed as a “material misrepresentation” by an insurance company or employer or financial institution?

Please read on to see some relevant articles and an American Business white paper to find out more about this topic.


Obtaining Life Insurance in the Age of Big Data

How to Protect Your DNA Data Before and After Taking an at-Home Test

DNA and Long-Term Care Insurance

New Gene Test Pose a Threat to Insurers

Insurers Want to Know How Many Steps You Took Today

Insurance 2030- The Impact of AI on the Future of Insurance


I welcome your experience and comments.